Receive an Apple AirTag when you apply for Mighty FX online. Learn more.
Plus, convert SGD to JPY, HKD, AUD and NZD with no markup. Promotion till 31 March 2024.

Great exchange rates for all your travel, shopping and investment needs

24/7 access to competitive rates

24/7 access to competitive rates

Skip the queue at money changers. Convert currencies in advance to lock in favourable rates on your UOB TMRW app.
We support 11 major currencies.

Zero admin fee

Zero admin fee

Pay with your Mighty FX Debit Card when you shop overseas or online and save on admin fees.

Withdraw cash anywhere

Withdraw cash anywhere

Carry less cash and travel light and securely. Besides paying for overseas spends, you can also use your Mighty FX Debit Card to make cash withdrawals at any overseas Mastercard-enabled ATM.

Set rate alerts

Set rate alerts

Set rate alerts and get notified or automatically convert currencies when your preferred rates are reached.

Earn interest

Earn interest

Earn interest on your SGD, USD, AUD, NZD and CNH accounts

Convert and invest

Convert and invest

Convert currencies on Mighty FX and sell them when they appreciate in value, buy foreign currency-denominated unit trusts or place foreign currency fixed deposits on the UOB TMRW app.

You’ll love Mighty FX if you’re:

An avid globe-trotter

An avid globe-trotter

From Tokyo to Toronto, your wanderlust drives you to explore every corner of the world. Make your journeys easier with Mighty FX. Convert currencies at great rates 24/7 to get more bang for your travel buck, or set rate alerts and auto-convert at your chosen rates. Also, worry less about running out of cash – simply use your Mighty FX/ KrisFlyer UOB Debit Card to withdraw cash any overseas Mastercard-enabled ATMs.

An unapologetic online shopper

An unapologetic online shopper

You love scouring the web for new purchases. Mighty FX can make your retail therapy even better when you shop online and pay like a local in the foreign currency using your Mighty FX/ KrisFlyer UOB Debit Card. No monthly spend limits and no admin fees when you use either debit card.

A parent supporting your child studying abroad

A parent supporting your child studying abroad

Sending your child overseas can be expensive, but you’re on a mission to save where you can. Save on cable charges and agent fees when you convert and transfer currencies to your child’s Mighty FX account. Your child can use the Mighty FX/ KrisFlyer UOB Debit Card to pay for school fees, lodging and daily expenses.

A savvy global investor

A savvy global investor

You’re always on the lookout for investment opportunities across the world. Seize your next opportunity anytime, anywhere with Mighty FX. Just use your Mighty FX foreign currency accounts to easily trade FX and buy foreign currency-denominated unit trusts and place time/ fixed deposits.

Promotion

Receive an Apple AirTag when you apply for Mighty FX online!

 

Here's how:
Step 1

Step 2
Convert at least SGD 1,000 to any foreign currency via the UOB TMRW app.

Promotion ends 31 March 2024. T&Cs apply.

Pro tip: Use the converted currencies to place foreign currency fixed deposits or invest in foreign currency unit trusts, all within the app!

Here's how to convert currencies

It takes just 4 steps on the UOB TMRW app

 

Step 1

Get started on UOB TMRW

Tap on Wealth

Step 2

Tap on Mighty FX

Step 3

Choose your base and required currency

Step 4

Slide to confirm

Step 1

Get started on UOB TMRW

Log in to UOB TMRW

Here's how to place a fixed deposit with your converted currencies

 

Step 1

On the Wealth tab, tap on Place fixed deposit

Step 2

Select the Time Deposit and crediting Mighty FX foreign currency account

Step 3

Select the tenor and date

Step 4

Select maturity instructions

Step 5

Slide to confirm

Step 1

Get started on UOB TMRW

Log in to UOB TMRW

Things you should know

Important Notice & Disclaimers
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UOB Debit Cardmember Agreement
UOB Terms and Conditions Governing Accounts and Services
UOB Debit Card Fees and Charges
NETS Terms and Conditions
Explore world culinary privileges with Mastercard x LUBUDS.

 

SGD deposits are insured up to S$75k by SDIC.

 

Interest rate: For SGD accounts, interest rates are those offered on UOB One Account and KrisFlyer UOB Account. SGD deposits are insured up to S$75k by SDIC. For foreign currency accounts, interest rates are for USD, AUD, NZD and CNH accounts only. Chinese Renminbi Offshore (CNH) is unavailable for point-of-sale transactions, online transactions and/or overseas ATM cash withdrawals.

 

No monthly spend cap: No spend limits on the Mighty FX Debit Card and KrisFlyer UOB Debit Card as long as there are sufficient funds in your debit card account(s).

 

The information herein shall not be regarded as an offer, recommendation, solicitation or advice to buy or sell any investment product and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing herein constitutes accounting, legal, regulatory, tax, financial or other advice. If in doubt, you should consult your own professional advisers about issues discussed herein.

 

The information herein, including any data, projections and underlying assumptions, are based on certain assumptions, management forecasts and analysis of known information and reflects prevailing conditions as of the date of the article, all of which are subject to change at any time without notice. Although every reasonable care has been taken to ensure the accuracy and objectivity of the information contained in this publication, United Overseas Bank Limited (“UOB”) and its employees make no representation or warranty of any kind, express, implied or statutory, and shall not be responsible or liable for its completeness or accuracy. As such, UOB and its employees accept no liability for any error, inaccuracy, omission or any consequence or any loss/damage howsoever suffered by any person, arising from any reliance by any person on the views expressed or information in this publication.

 

This advertisement has not been reviewed by the Monetary Authority of Singapore.

For Singaporeans and PRs

Sign up for Mighty FX online, get approval within minutes and start transacting instantly (where applicable).

 

How to apply:

  • Retrieve with Myinfo using Singpass login – applicable to new-to-UOB customers, existing to UOB customers and joint applicants 
  • Personal Internet Banking login details – applicable to existing UOB customers
  • Credit/Debit card number and PIN – applicable to existing UOB customers applying for single-named account application
For Foreigners and U.S. Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass / S Pass / Dependent Pass
Making a claim on your complimentary travel insurance

For claim-related matters, please contact UOI directly at 6222 7733 during its business hours.

Visit uoi.com.sg for more information.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open your account instantly.

Ready to apply? Open your account instantly.

Or visit one of our branches to open your account.

    Bundle up for even more benefits

    Mighty FX with One Account

    Skip to the good part with UOB One Account. Get up to 7.8% p.a. interest in just two steps!

    • Get up to 7.8% p.a. interest on your savings
    • Earn up to 10% cashback on daily spend with your UOB One Debit Card

    Mighty FX with KrisFlyer UOB Account

    Accelerate the miles earned on your overseas spends without transaction fees.

    • Earn up to 6 bonus KrisFlyer miles for every S$1 you spend
    • Access exclusive travel benefits and privileges
    • Earn 200 KrisFlyer miles with every conversion of S$1,000. T&Cs apply.

    Make banking simpler with these services

    Get deeper insight into your travel expenses

    Get deeper insight into your travel expenses

    Leave the hassle to us! We’ll send you a summary of purchases and withdrawals made during your travels.

    Get alerts about your account instantly

    Get alerts about your account instantly

    Leave the hard work to us! To safeguard your account, UOB Insights will let you know instantly if there are any unusual transactions.

    Already have Mighty FX?

    Download UOB TMRW to start using Mighty FX.

    Frequently Asked Questions

    How do I convert currency with Mighty FX?
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    Login to UOB TMRW and tap “Wealth” tab on the bottom bar, followed by tapping on ‘Mighty FX’ > ‘Convert currency’ tab.

    There is no minimum deposit required to open Mighty FX. Mighty FX also does not require a minimum balance to maintain. However, the minimum balance requirements and fees on your UOB SGD base account, if any, will apply separately.

    Interest is payable on the credit balances in the respective Mighty FX foreign currencies. Refer here.

    Login to UOB TMRW and tap “Services” tab on the bottom bar, followed by tapping on ‘Find an overseas ATM’. From there, you may use the Mastercard ATM locator to find the nearest ATM for your withdrawal.

    Click here.

    We're here to help